Sacramento Bee-

California homeowners may find themselves facing insurance headaches even if their houses weren’t affected by this year’s blazes.

The California Department of Insurance had already warned this year that the increasing number and severity of wildfires were making it harder for homeowners in the state to find and hold onto insurance. And now it says the most recent massive fires — nearly 20 blazes are burning across the state, with 20,000 people under evacuation orders — may make the problem more acute.

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